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At UM Group, we are committed to protecting your privacy online. Our pledge is to safeguard any personal information that you provide us, and to make every reasonable effort to use this information only as you choose. We at UM Group are taking a leadership role in assisting our customers and other businesses in understanding the importance of using your personal information appropriately.
Scope of This Notice
The goal of this Privacy Notice is to advise you of the online privacy practices of UM Group and to describe the choices you have about the way the information collected on this site is used. It also applies to consumer digital registration cards. For information about other offline data collections, use the contact information noted below.
Collecting Your Personal Information
This Online Privacy Notice covers the collection and use of personal information. Personal Information is data that reasonably can be used to identify or describe an individual.
UM Group collects personal information online when you:
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register to become a member of UM Group or another UM Group services
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submit questions or comments to us
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request information or materials
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participate in online surveys
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request we send information to your friends, family and colleagues
The type of information collected may include name, address, phone number, Social Security or other tax identification number, billing and delivery information, e-mail address, gift recipient information, credit card information and other demographic information.
Using Your Information
UM Group uses the personal information you provide to:
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register you in programs
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create and maintain accounts
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process, fulfill, and follow up on applications
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answer your e-mail
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send information you request
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send friends, families and colleagues information on your behalf
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send surveys
We also use this personal information to provide you with information related to your account, the services you purchased or inquired from us, to better understand your needs and interests, to improve our service and to personalize communications.
Sharing Your Personal Information
UM Group will not sell, rent, or trade the personal information you provide online. We do share your personal information with certain UM Group business affiliates. For a description of UM Group's business affiliates, please visit the "Business Affiliates" section of this Website.
UM Group may disclose personal information to third parties without your consent for any of the following reasons:
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to comply with any law, regulation or court order,
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to cooperate with Government investigations,
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to help prevent fraud or to enforce or protect the rights of UM Group or its subsidiaries.
UM Group reserves the right to transfer your personal information in connection with the sale or transfer of all or a portion of our business or assets. If the business is sold or transferred, UM Group will give you an opportunity to tell us not to transfer your personal information. In some cases, this may mean that the new organization will not be able to continue providing to you the services or products that UM Group provided.
Your Choices about Receiving Email
UM Group may send you e-mail about your account and in response to your questions. UM Group and its subsidiaries may also send you e-mail with information and/or special offers about products and services that may be of interest to you, unless you indicate you do not want to receive them.
If you choose not to accept this promotional e-mail, you may not receive special offers that may be of value to you. This option applies to promotional e-mail only, as we may find it necessary to send you e-mail relating to your account or query. Promotional e-mail that you receive from UM Group will tell you how to decline receiving future promotional e-mail.
Information Collected through Use of Cookies and Other Technologies
UM Group automatically receives and records data on our servers from visitor browsers including computer IP (Internet Protocol) addresses and other information through the use of cookies. This information is collected about thousands of site visits and analyzed as a whole. This analysis looks for trends among many visitors to UM Group or other UM Group sites, and determines which parts of the site are accessed most frequently and what information visitors find most valuable.
We may also collect and record information about what you viewed on our Web site. We may use this type of information and combine it with your personal information to help customize our future interactions with you. In doing so, we hope to provide better service to you by tailoring our communications to match your interests to give you more of what you want and less of what you don't want.
Protecting Your Information
UM Group implements a variety of administrative, managerial, and technical security measures to help protect your personal information. UM Group has Internal Control Standards which relate specifically to the handling of personal information. These include certain controls to help safeguard the information we collect online.
UM Group employees are trained to understand and comply with these controls and we communicate our privacy policy, practices and guidelines to our employees. However, while we strive to protect your personal information, you must also take steps to protect your information. We urge you to take every precaution to protect your personal information while you are on the Internet.
Communities
Some of our sites may enable you to participate in public services such as discussion boards, chats, and live events. Please use discretion when posting personal information about yourself when using these services. Be aware that when you disclose personal information at these sites, such as your name, member name, e-mail address, etc., the information may be collected and used by others to send unsolicited e-mail. The services are open to the public, and what you post there can be seen by anyone and is not protected. UM Group cannot control the comments that you may receive while you participate in these services. You may find other people's comments to be offensive, harmful or inaccurate.
Children's Privacy
Protecting the online privacy of children is especially important, and those under the age of 13 are protected by federal law. For that reason, UM Group does not knowingly permit children under the age of 13 to become registered members of our sites, or to acquire our services on our sites, without verifiable parental consent. UM Group does not knowingly collect or solicit personal information about children under 13, except with their parent's express consent.
If we ever include children under the age of 13 as part of our intended site audience, those specific web pages will be clearly identified and provide an explicit privacy notice; and we will provide processes to obtain parental approval, provide access to information and allow parents to request removal of their children's personal information.
UM Group encourages parents and guardians to spend time with their children online and to participate in their interactive activities and interests.
Outside Links
Some UM Group Web sites contain links to and from other Web sites and UM Group is not responsible for the privacy practices of those Web sites. UM Group encourages you to ascertain the privacy practices of those Web sites.
Keeping Your Information Accurate
If you are a registered member of UM Group, you can review and update your member profile using your user name and password. You also have the option of sending an e-mail to the address noted in the "Contact Us" page to request a change to your information or a copy of the personal information we have collected about you online. There may be a nominal charge for information requested. We will make every reasonable effort to make sure your requests are met. To protect your privacy, proof of identity is required.
Changes to this Privacy Notice
UM Group reserves the right to modify this privacy notice from time to time. The date of last modification can be found at the bottom of this page.
Who are UM Group's "business affiliates"?
For a description of UM Group's business affiliates, please visit the "Business Affiliates" section of this Website.
UM Group's subsidiaries and joint ventures
A subsidiary or a joint venture is an organization in which UM Group owns at least a 50% interest. If UM Group shares your information with a subsidiary or joint venture partner, UM Group will direct them that they may not transfer your information to another party for marketing purposes or use your information contrary to your expressed choices. If you have indicated that you do not want to receive any marketing information from UM Group, we will not share your information with our subsidiary or joint venture partner for their marketing purposes.
Companies who assist UM Group to complete or follow-up on your application
UM Group may share your personal information, as necessary, with companies who contract with UM Group to process further an application; conduct surveys; assist in the processing of our accounts and managing our systems; collect payments; facilitate e-mail subscriptions; or to provide the service you have requested. We require these companies to use the shared information only for these limited purposes, and not to transfer the information to another party.
What are "cookies" and how does UM Group use them?
Cookies are small pieces of information stored by your browser on your computer's hard drive, at a web site's request. UM Group cookies do not contain any personal information and are used for these reasons:
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we use cookies to keep track of temporary information. For example, cookies allow us to keep track of the information you upload and download;
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to register you in programs, such as UM Group Membership. Cookies allow us to remember you when you login to the places on our site which require Membership;
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to remember your country and language preferences;
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to help us understand the size of our audience and traffic patterns;
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to manage and present site information and the pictures displayed on your computer, and
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to deliver information specific to your interests.
Do I have to have a cookie set to use this site?
UM Group can be accessed with cookies disabled, however, your visit will be significantly enhanced if cookies are enabled. Some parts of the site will require cookies to be enabled, for example, to become a member of UM Group or another UM GROUP Service.
You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. Please click on the "Help" menu of your browser for information on setting cookie preferences.
Date Last Modified: January 01, 2008
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